January is always known as a tough time of the year financially because of the Christmas bills that need repaying and winter fuel bills. This year, because of the credit crunch the impact of Christmas spending is expected to be worse than usual. If you are struggling with debt we here at Live It Well have compiled some sources of free debt help to help you your budget back into shape, click here to see this information. Maybe it was your new year’s resolution to get your money in better shape and Live It Well has some great free budgeting guides and links for you to get you started click here to see this information.




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